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Who will be responsible for fault if a teenager hits my car?

On Behalf of | Jun 6, 2024 | Auto Accidents

Among the factors contributing to accidents, teenage drivers are a growing concern. Teenagers, due to their inexperience and sometimes reckless behavior, are more prone to causing accidents. 

If a teenager hits your car, determining who is at fault can be complex, as different legal and situational factors influence the process. Fault determination involves assessing the conditions under which the accident occurred and the actions of the parties involved. 

Determining fault in teenage driving accidents 

Like any other car accident, determining fault in accidents involving teenage drivers will follow the same basic principles. Investigators will look at evidence such as: 

  • Witness statements 
  • Traffic camera footage and surveillance 
  • Accident reports 
  • Traffic laws 
  • Data from the vehicles’ onboard computers, often referred to as “black boxes” 

However, the unique factor here is the age and experience of the driver. Teenagers are supposed to follow specific driving restrictions, like curfew hours or passenger limitations. This can influence fault determination. 

Additionally, insurance companies have a big role in these situations. Most teenage drivers are covered under their parent’s insurance policies, which means the insurance company will be involved in the fault assessment and settlement process. 

So, if the teenager was driving a family car with permission, the parents could be held liable for the accident. On the other hand, if the teenager was breaking the law or using the car without permission, the situation might be viewed differently. 

While the immediate reaction might be to blame the teenage driver, fault in car accidents is rarely straightforward. It’s advisable to collect all relevant information and understand the legal frameworks that apply. Seeking legal guidance can help drivers understand the complexities of such situations and help ensure that fault is accurately determined and appropriately addressed.